:root{
  --navy:#06162d;
  --navy-2:#0b2344;
  --gold:#d99b18;
  --gold-2:#ffd76c;
  --paper:#f6f8fc;
  --ink:#172033;
  --muted:#667085;
  --line:#dde3ed;
  --white:#fff;
  --shadow:0 18px 45px rgba(6,22,45,.13);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
a{color:inherit}
img{max-width:100%;display:block}
.container{width:min(1120px,calc(100% - 36px));margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(6,22,45,.95);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff;font-weight:850;letter-spacing:.2px}
.brand img{width:48px;height:48px;border-radius:14px;object-fit:cover}
.brand span small{display:block;color:#d6deeb;font-size:.7rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase}
.nav-links{display:flex;align-items:center;gap:22px;color:#e9eef6;font-size:.95rem}
.nav-links a{text-decoration:none}
.nav-links a:hover{color:var(--gold-2)}
.nav-cta{padding:10px 16px;border:1px solid rgba(255,215,108,.7);border-radius:999px;color:var(--gold-2)!important}
.hero{background:radial-gradient(circle at 80% 10%,rgba(255,215,108,.2),transparent 28%),linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:72px 0 82px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:48px}
.kicker{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border-radius:999px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.12);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:#f5d47c}
h1{font-size:clamp(2.45rem,6vw,4.7rem);line-height:1.03;margin:20px 0 20px;letter-spacing:-.045em}
.hero p{font-size:1.12rem;color:#dbe4f1;max-width:680px}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border-radius:12px;text-decoration:none;font-weight:800;border:1px solid transparent}
.btn-primary{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:#111827;box-shadow:0 10px 24px rgba(217,155,24,.25)}
.btn-secondary{border-color:rgba(255,255,255,.35);color:#fff;background:rgba(255,255,255,.06)}
.hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:28px;padding:22px;box-shadow:0 30px 60px rgba(0,0,0,.22)}
.hero-card img{border-radius:22px;width:100%;aspect-ratio:1/1;object-fit:cover}
.trust-strip{margin-top:-30px;position:relative;z-index:3}
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border-radius:20px;box-shadow:var(--shadow);overflow:hidden}
.trust-item{padding:24px 28px;border-right:1px solid var(--line)}
.trust-item:last-child{border-right:0}
.trust-item strong{display:block;font-size:1.08rem;color:var(--navy)}
.trust-item span{font-size:.92rem;color:var(--muted)}
section{padding:78px 0}
.section-head{max-width:720px;margin-bottom:36px}
.eyebrow{color:#a66d00;text-transform:uppercase;font-size:.78rem;font-weight:900;letter-spacing:.14em}
h2{font-size:clamp(2rem,4vw,3.1rem);line-height:1.1;letter-spacing:-.035em;margin:10px 0 14px;color:var(--navy)}
.lead{font-size:1.08rem;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;box-shadow:0 10px 24px rgba(6,22,45,.06)}
.icon{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:#fff5d8;font-size:1.4rem;margin-bottom:18px}
.card h3{margin:0 0 8px;color:var(--navy)}
.card p{margin:0;color:var(--muted)}
.dark{background:var(--navy);color:#fff}
.dark h2{color:#fff}
.dark .lead{color:#cfdaea}
.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.feature{padding:24px;border:1px solid rgba(255,255,255,.13);border-radius:18px;background:rgba(255,255,255,.05)}
.feature h3{margin-top:0;color:var(--gold-2)}
.feature p{margin-bottom:0;color:#d7e1ee}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:34px}
.contact-panel,.form-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px;box-shadow:0 10px 24px rgba(6,22,45,.06)}
.contact-list{list-style:none;padding:0;margin:24px 0 0}
.contact-list li{padding:12px 0;border-bottom:1px solid var(--line)}
.contact-list li:last-child{border-bottom:0}
label{font-size:.88rem;font-weight:800;color:var(--navy);display:block;margin:14px 0 6px}
input,textarea{width:100%;padding:13px 14px;border:1px solid #cfd7e4;border-radius:12px;font:inherit;background:#fff}
textarea{min-height:130px;resize:vertical}
.notice{padding:14px 16px;border-radius:12px;background:#fff8e6;border:1px solid #f1d898;color:#6b4a00;font-size:.9rem}
footer{background:#041124;color:#cbd5e1;padding:38px 0}
.footer-grid{display:flex;align-items:flex-start;justify-content:space-between;gap:26px;flex-wrap:wrap}
.footer-links{display:flex;gap:18px;flex-wrap:wrap}
.footer-links a{color:#e7edf6;text-decoration:none}
.legal-hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:56px 0}
.legal-hero h1{font-size:clamp(2.2rem,5vw,3.6rem);margin:0 0 10px}
.legal{background:#fff;border:1px solid var(--line);border-radius:20px;padding:34px;margin:44px auto 74px;box-shadow:var(--shadow)}
.legal h2{font-size:1.55rem;margin-top:30px}
.legal h3{color:var(--navy)}
.legal p,.legal li{color:#465065}
.small{font-size:.88rem;color:var(--muted)}
@media(max-width:820px){
 .nav-links{display:none}
 .hero-grid,.contact-grid,.feature-grid{grid-template-columns:1fr}
 .hero{padding-top:54px}
 .hero-card{max-width:520px;margin:auto}
 .trust-grid,.cards{grid-template-columns:1fr}
 .trust-item{border-right:0;border-bottom:1px solid var(--line)}
 .trust-item:last-child{border-bottom:0}
}